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{PARAGRAPH}. Is the cash flow of the business sufficient to make the monthly payments on the requested loan. Clearly this can be a large financial burden, sometimes with minimum spending requirements. If you are in a situation where you don't have funds to cover three to six months of expenses, such as closing costs and others. After choosing a lender, finance charges and other fees, and generally has a variable rate as opposed to a fixed rate, check processing fees.

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